Privacy Policy

Our Commitment to Privacy

Our Privacy Policy was devel­oped as an exten­sion of our com­mit­ment to com­bine the high­est-qual­i­ty prod­ucts and ser­vices with the high­est lev­el of integri­ty in deal­ing with our clients and part­ners. The Policy is designed to assist you in under­stand­ing how we col­lect, use and safe­guard the per­son­al infor­ma­tion you provide to us and to assist you in mak­ing informed deci­sions when using our site and our prod­ucts and ser­vices. This state­ment will be con­tin­u­ous­ly assessed again­st new tech­nolo­gies, busi­ness prac­tices and our cus­tomers’ needs.

What Information Do We Collect ?

When you vis­it our Web site you may provide us with two types of infor­ma­tion : per­son­al infor­ma­tion you know­ing­ly choose to dis­close that is col­lect­ed on an indi­vid­u­al basis and Web site use infor­ma­tion col­lect­ed on an aggre­gate basis as you and oth­ers browse our Web site.

Personal Information You Choose to Provide.

1. Credit Card Information.

If you choose to pur­chase prod­ucts or ser­vices from us or our part­ners, you may need to give per­son­al infor­ma­tion and autho­riza­tion to obtain infor­ma­tion from var­i­ous cred­it ser­vices. For exam­ple, you may need to provide the fol­low­ing infor­ma­tion :

  • Mailing address
  • E-mail address
  • Credit card num­ber
  • Home and busi­ness phone num­ber
  • Other per­son­al infor­ma­tion (i.e. mother’s maid­en name etc.)

2. E-mail Information.

In addi­tion to pro­vid­ing the fore­go­ing infor­ma­tion to our part­ners, if you choose to cor­re­spond fur­ther with us through e-mail, we may retain the con­tent of your e-mail mes­sages togeth­er with your last known IP address, Geo Location, E-mail Address and our respons­es. We provide the same pro­tec­tions for the­se elec­tron­ic com­mu­ni­ca­tions that we employ in the main­te­nance of infor­ma­tion received by mail and tele­phone.

Web Site Use Information.

Similar to oth­er com­mer­cial Web sites, our Web site uti­lizes a stan­dard tech­nol­o­gy called cook­ies” (see expla­na­tion below, What Are Cookies?”) and Web server logs to col­lect infor­ma­tion about how our Web site is used. Information gath­ered through cook­ies and Web server logs may include the date and time of vis­its, the pages viewed, time spent at our Web site, and the Web sites vis­it­ed just before and just after our Web site. This infor­ma­tion is col­lect­ed on an aggre­gate basis. None of this infor­ma­tion is asso­ci­at­ed with you as an indi­vid­u­al.

How Do We Use the Information You Provide to Us ?

Broadly speak­ing, we use per­son­al infor­ma­tion for pur­pos­es of admin­is­ter­ing our busi­ness activ­i­ties, pro­vid­ing cus­tomer ser­vice and mak­ing avail­able oth­er prod­ucts and ser­vices to our cus­tomers and prospec­tive cus­tomers. Occasionally, we may also use the infor­ma­tion we col­lect to noti­fy you about impor­tant changes to our Web site, new ser­vices and spe­cial offers we think you will find valu­able. The lists used to send you pro­duct and ser­vice offers are devel­oped and man­aged under our tra­di­tion­al cor­po­rate stan­dards designed to safe­guard the secu­ri­ty and pri­va­cy of our cus­tomers’ per­son­al infor­ma­tion. As a cus­tomer, you will be given the oppor­tu­ni­ty, at least once annu­al­ly, to noti­fy us of your desire not to receive the­se offers.

What Are Cookies ?

Cookies are a fea­ture of Web browser soft­ware that allows Web servers to rec­og­nize the com­put­er used to access a Web site. Cookies are small pieces of data that are stored by a user’s Web browser on the user’s hard dri­ve. Cookies can remem­ber what infor­ma­tion a user access­es on one Web page to sim­pli­fy sub­se­quent inter­ac­tions with that Web site by the same user or to use the infor­ma­tion to stream­line the user’s trans­ac­tions on relat­ed Web pages. This makes it eas­ier for a user to move from Web page to Web page and to com­plete com­mer­cial trans­ac­tions over the Internet. Cookies should make your online expe­ri­ence eas­ier and more per­son­al­ized.

How Do We Use Information We Collect from Cookies ?

We use Web site browser soft­ware tools such as cook­ies and Web server logs to gath­er infor­ma­tion about our Web site users’ brows­ing activ­i­ties, in order to con­stant­ly improve our Web site and bet­ter serve our cus­tomers. This infor­ma­tion assists us to design and arrange our Web pages in the most user-friend­ly man­ner and to con­tin­u­al­ly improve our Web site to bet­ter meet the needs of our cus­tomers and prospec­tive cus­tomers.

Cookies help us col­lect impor­tant busi­ness and tech­ni­cal sta­tis­tics. The infor­ma­tion in the cook­ies lets us trace the paths fol­lowed by users to our Web site as they move from one page to anoth­er. Web server logs allow us to count how many peo­ple vis­it our Web site and eval­u­ate our Web site’s vis­i­tor capac­i­ty. We do not use the­se tech­nolo­gies to cap­ture your indi­vid­u­al e-mail address or any per­son­al­ly iden­ti­fy­ing infor­ma­tion about you although they do per­mit us to send focused online ban­ner adver­tise­ments or oth­er such respons­es to you.

Sharing Information with Affiliates.

From time to time you may notice offers from out­side com­pa­nies adver­tised on our Web site. We take mea­sures to select pro­duct or ser­vice providers that are respon­si­ble and afford pri­va­cy pro­tec­tions to their cus­tomers. However, we can­not make any rep­re­sen­ta­tions about the prac­tices and poli­cies of the­se com­pa­nies.

Sharing Information with Strategic Partners.

We may enter into strate­gic mar­ket­ing alliances or part­ner­ships with third par­ties who may be given access to per­son­al infor­ma­tion includ­ing your name, address, tele­phone num­ber and e-mail for the pur­pose of pro­vid­ing you infor­ma­tion regard­ing prod­ucts and ser­vices that we think will be of inter­est to you. In con­nec­tion with strate­gic mar­ket­ing alliances or part­ner­ships, we will retain all own­er­ship rights to the infor­ma­tion, and we will not share infor­ma­tion regard­ing your social secu­ri­ty num­ber or oth­er per­son­al finan­cial data.

Notice of New Services and Changes.

Occasionally, we may also use the infor­ma­tion we col­lect to noti­fy you about impor­tant changes to our Web site, new ser­vices and spe­cial offers we think you will find valu­able. As our client, you will be given the oppor­tu­ni­ty to noti­fy us of your desire not to receive the­se offers by click­ing on a respon­se box when you receive such an offer or by send­ing us an e-mail request at Customer Service.

How Do We Secure Information Transmissions ?

When you send con­fi­den­tial per­son­al cred­it card infor­ma­tion to us on our Web site, a secure server soft­ware which we have licensed encrypts all infor­ma­tion you input before it is sent to us. The infor­ma­tion is scram­bled en route and decod­ed once it reach­es our Web site.

Other e-mail that you may send to us may not be secure unless we advise you that secu­ri­ty mea­sures will be in place pri­or to your trans­mit­ting the infor­ma­tion. For that rea­son, we ask that you do not send con­fi­den­tial infor­ma­tion such as Social Security or account num­bers to us through an unse­cured e-mail.

How Do We Protect Your Information ?

1. Information Security.

We uti­lize encryption/security soft­ware to safe­guard the con­fi­den­tial­i­ty of per­son­al infor­ma­tion we col­lect from unau­tho­rized access or dis­clo­sure and acci­den­tal loss, alter­ation or destruc­tion.

2. Evaluation of Information Protection Practices.

Periodically, our oper­a­tions and busi­ness prac­tices are reviewed for com­pli­ance with cor­po­rate poli­cies and pro­ce­dures gov­ern­ing the secu­ri­ty, con­fi­den­tial­i­ty and qual­i­ty of our infor­ma­tion.

3. Employee Access, Training and Expectations.

Our cor­po­rate val­ues, eth­i­cal stan­dards, poli­cies and prac­tices are com­mit­ted to the pro­tec­tion of cus­tomer infor­ma­tion. In gen­er­al, our busi­ness prac­tices lim­it employ­ee access to con­fi­den­tial infor­ma­tion, and lim­it the use and dis­clo­sure of such infor­ma­tion to autho­rized per­sons, process­es and trans­ac­tions.

How Can You Access and Correct Your Information ?

You may request access to all your per­son­al­ly iden­ti­fi­able infor­ma­tion that we col­lect online and main­tain in our data­base by e-mail­ing Customer Service.

Do We Disclose Information to Outside Parties ?

We may provide aggre­gate infor­ma­tion about our cus­tomers, sales, Web site traf­fic pat­terns and relat­ed Web site infor­ma­tion to our affil­i­ates or rep­utable third par­ties, but this infor­ma­tion will not include per­son­al­ly iden­ti­fy­ing data, except as oth­er­wise pro­vid­ed in this Privacy Policy.

Privacy Policy.

What About Legally Compelled Disclosure of Information ?

We may dis­close infor­ma­tion when legal­ly com­pelled to do so, in oth­er words, when we, in good faith, believe that the law requires it or for the pro­tec­tion of our legal rights.

What About Other Web Sites Linked to Our Web Site ?

We are not respon­si­ble for the prac­tices employed by Web sites linked to or from our Web site nor the infor­ma­tion or con­tent con­tained there­in. Often links to oth­er Web sites are pro­vid­ed sole­ly as point­ers to infor­ma­tion on top­ics that may be use­ful to the users of our Web site.

Please remem­ber that when you use a link to go from our Web site to anoth­er Web site, our Privacy Policy is no longer in effect. Your brows­ing and inter­ac­tion on any oth­er Web site, includ­ing Web sites which have a link on our Web site, is sub­ject to that Web site’s own rules and poli­cies. Please read over those rules and poli­cies before pro­ceed­ing.

Your Consent.

By using our Web site you con­sent to our col­lec­tion and use of your per­son­al infor­ma­tion as described in this Privacy Policy. If we change our pri­va­cy poli­cies and pro­ce­dures, we will post those changes on our Web site to keep you aware of what infor­ma­tion we col­lect, how we use it and under what cir­cum­stances we may dis­close it.